Can i void a certified check

You might consider using a money transfer company such as Western Union, PayPal, MoneyGram or Xoom , or electronic transfers from your checking account to be sure that your money won't get lost in the shuffle. Personal Finance. Checking Accounts. Your Privacy Rights. To change or withdraw your consent choices for Investopedia. At any time, you can update your settings through the "EU Privacy" link at the bottom of any page. These choices will be signaled globally to our partners and will not affect browsing data.

We and our partners process data to: Actively scan device characteristics for identification. I Accept Show Purposes. Your Money. Your Practice. Popular Courses. Banking Checking Accounts. Again, both types of checks provide bank-guaranteed funds. Another alternative to certified checks are money orders.

These are more widely available since you can get them at post offices, retail stores and money transfer companies, as well as at financial institutions. Money orders are obtained by paying cash upfront to the vendor. The vendor then issues a money order, which promises that when redeemed, the funds will be made available to the redeemer. Money orders act more like cash vouchers than checks.

The funds are frozen and will be released to the person you paid when they deposit or cash the check. Another downside, although not quite as drastic, is that certified checks do come with fees. Plus, it may be worth paying a fee to make the secure and guaranteed payment. Certified checks themselves provide secure and guaranteed funds. You should also call the bank itself, not the number on the check, to ensure the check is valid. Following these steps can help you avoid becoming a victim of fraud.

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